Topics I wish were taught in high school; but wasn’t ..

Topics I wish were taught in high school; but wasn't ..
Having grown up in the US and having gone through the public education system from K to 12 grade in the 90’s  , I have a pretty strong opinion  about some of BASIC LIFE KNOWLEDGE I SHOULD HAVE BEEN TAUGHT, but wasn’t. Rather as an adult I had to piece together this knowledge through experience. ...

preparing your IRA | 401k account for big stock market correction 2

preparing your IRA | 401k account for big stock market correction
It’s August 2017 , and the stock market has been on a tear since the US  2016 election its been up 21%+  Dow Index, and an equivalent for the S&P 500 index., many stocks are richly valued. There’s a growing chorus of  market and economic experts (Jim Rodgers,  Peter Schiff, and others) that expect a ...

401k – a risky retirement and what you can do… 1

401k - a risky retirement and what you can do...
For those of that traditional corporate employment your’re likely familiar with the 401k, I’m going to outline there are substantial risks in 401k as your primary retirement account, if you blindly just let your money sit there and not manage your 401k assets, you may be in for a rude awakening. Finally I’ll suggest some ...

Everything you need to know, how to buy a used car on Craigslist 1

Everything you need to know, how to buy a used car on Craigslist
I have purchased my last three personal vehicles on Craigslist (CL) and have landed some great deals, saving thousands of dollars in most cases. It’s my personal belief  that CL is the best way to score tremendous deals on auto and truck sales, if your willing to do a little of the leg work and ...

Cord cutting in 2013: costs and everything you need to know 9

Cord cutting in 2013: costs and everything you need to know
Cord cutting , is the act of ending a monthly cable or satellite TV subscription, it’s one of the easiest disposable income items to remove when budgets get tight, because its something we can all pretty much define as a clear luxury. There are many reasons cable and satellite costs are exorbitantly high, generally the reasons are because of conditions beyond ...

Common sense ways to prevent identity theft. 6

Common sense ways to prevent identity theft.
Identity theft as we know it today is on the rise. It’s rather simple in a well connected world that thieves and other miscreants  can glean a couple of bits of our personal data SSN, date of birth address etc. and then begin formulating a new false identity from which they hope to profit for personal gain. Much of ...

Why no Prize-linked savings accounts… 2

Why no Prize-linked savings accounts...
How many of you out there have heard of the Powerball ? Megaball? MegaMillions? or any other of the hundreds of lotteries and games? now, how many have heard of prize-linked savings accounts? Not many, there’s a simple reason, that’s because they don’t really exist here in the U.S. (there are a couple experiments see ...