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instead of UBI, why not Universal Basic Housing (UBH) plus social support?

Nov

24

2018

So UBI ( universal basic income ) is one proposed solution to dealing with growing wealth inequality and coming demographics and social changes that will make the notion of the 1950’s capitalistic “hard work” untenable in heavily automated world of tomorrow. BEME youtube video on UBI of course as the video above points out there’s ...

next US stock market correction like 90’s Japan Nikkie bubble? 1

Dec

11

2017

Could the next stock market correction / crash be like the 1990’s Japan Nikkie Bubble? A question to ponder, as the stock market as of this writing at the close of 2017 has reaches all-time highs levels for all the major indexes. Could we see a correction so severe and long lasting that it might ...

Topics I wish were taught in high school; but wasn’t ..

Sep

7

2017

Having grown up in the US and having gone through the public education system from K to 12 grade in the 90’s , I have a pretty strong opinion about some of BASIC LIFE KNOWLEDGE I SHOULD HAVE BEEN TAUGHT, but wasn’t. Rather as an adult I had to piece together this knowledge through experience. ...

protecting your IRA | 401k account for big stock market correction 2

Aug

2

2017

It’s July 2018 , and the stock market has been on a tear since the US 2016 election (S&P 500 2181 Nov 7 2016) to today 2742 (Jul 1,2018) its been up 25.7%+ for the S&P 500 index., many stocks are richly valued. There’s a growing chorus of market and economic experts (Jim Rodgers, Peter ...

401k – a risky retirement and what you can do… 2

Jul

10

2017

My premise is that the 401k WAS NEVER ORIGINALLY designed to be a true retirement instrument , (one that accounts for inflation and is not subject to the whims of the market, aka potential declines, and offers a steady stream of income into retirement). I’m going to outline there are substantial risks in 401k as ...

Everything you need to know, how to buy a used car on Craigslist 2

Dec

7

2016

I have purchased my last three personal vehicles on Craigslist (CL) and have landed some great deals, saving thousands of dollars in most cases. It’s my personal belief that CL is the best way to score tremendous deals on auto and truck sales, if your willing to do a little of the leg work and ...

Uber proves we don’t have a free market economy 2

Oct

12

2016

Uber the ride-sharing alternative to traditional taxi services, highlights one of the big myths of modern capitalism, that one of the central tenants of a functioning capitalistic system is that of a strong Free market economy. I feel we don’t have a true free market or worse have a corruptible free market, where those with money and ...

interesting Tedx Talk on Basic Income & fix for capitalism

Feb

21

2016

Recently came across this on my Youtube feed. A pretty interesting Tedx talk on future of work, inequality and how a UBI (Universal Basic Income ), may actually work to solve some of today’s structure inequality issues. The talk by Federico Pistono | Basic income and other ways to fix capitalism , gives us a really strong ...

Why NJ / northeast real estate housing values will crash in coming years. 15

Jan

20

2016

While this post may seem out-of-touch with today’s real estate market in NJ, it’s my contention that multiple economic headwinds from 2016 and beyond will lead to structural changes in the economies of the northeast which will in turn cause pretty severe price declines and adjustments for NJ (and many northeast regions) real estate property ...